Lakhpati Didi Yojana 2025: Complete Guide
The Lakhpati Didi Yojana is a transformative initiative launched by the Indian government to empower rural women, especially those associated with Self Help Groups (SHGs). This scheme is a part of the broader effort under Mission Shakti and National Rural Livelihood Mission (NRLM) to uplift rural families by promoting women entrepreneurship, skill development, and financial independence.
This blog provides SEO-optimized, high CPC keyword-rich, and plagiarism-free content covering every essential aspect of the Lakhpati Didi Yojana.
What is the Lakhpati Didi Yojana?
The Lakhpati Didi Yojana was launched by Prime Minister Narendra Modi with a vision to make 2 crore rural women “Lakhpati Didis” (earning at least ₹1 lakh annually) by enabling them to become financially independent through small-scale businesses and micro-enterprises.
Under this scheme, the government promotes women-led enterprises by offering skill training, financial assistance, credit access, and market linkages, thus improving their socio-economic status.
Key Objectives of Lakhpati Didi Yojana
- 🌱 Women Empowerment: Equip women with the right tools, training, and capital to start their own businesses.
- 💼 Job Creation: Promote self-employment and reduce dependence on low-paying labor.
- 🧵 Skill Development: Provide training in areas such as tailoring, handicrafts, food processing, goat farming, poultry, organic farming, etc.
- 💸 Income Upliftment: Ensure every woman under the scheme earns at least ₹1 lakh per year.
- 👩👩👧👦 SHG Strengthening: Strengthen the Self Help Group ecosystem by promoting entrepreneurship and enterprise development.
Target Beneficiaries
The primary beneficiaries of the scheme are rural women who are part of Self Help Groups (SHGs) under the National Rural Livelihood Mission (NRLM). These women are trained and supported to start income-generating activities and businesses.
Features of Lakhpati Didi Yojana
1. Skill Development Training
The scheme focuses heavily on professional skill-building. Women are trained in:
- Organic composting
- Food processing
- Stitching and tailoring
- Beauty parlour management
- Artificial jewelry making
- Mushroom cultivation
- Candle making
- Pickle and papad making
2. Credit Support
Beneficiaries are offered easy collateral-free loans from banks and SHG federations. The government supports these loans with subsidies and interest waivers under schemes like DAY-NRLM.
3. Market Linkage
Lakhpati Didis are assisted in selling their products via government-backed outlets like SARAS fairs, e-commerce platforms, and rural haats. This ensures sustainable income generation and market access.
4. Digital Literacy
To support their businesses, women are also trained in digital tools, online payments, and mobile banking, encouraging financial inclusion.
5. Supportive Ecosystem
NGOs, Krishi Vigyan Kendras (KVKs), and Rural Livelihood Missions assist in on-ground implementation and handholding support.
How to Apply for Lakhpati Didi Yojana?
Step-by-Step Application Process:
- Join an SHG (Self Help Group):
- A woman must first be a member of a registered SHG under NRLM.
- Training Enrollment:
- Approach your block or district-level NRLM office or Panchayat to register for training under the scheme.
- Skill Training:
- Complete the required skill training module in your chosen field.
- Loan Application:
- Post training, apply for collateral-free business loans through SHG federations or banks.
- Business Setup:
- Use the loan and training to start your small business.
- Monitoring & Support:
- Regular evaluation and support are provided to ensure the success of the enterprise.
Documents Required
- Aadhaar Card
- SHG Membership ID
- Bank Account Passbook
- Passport Size Photograph
- Proof of Residence
- Skill Training Certificate (if already trained)
- Loan Application Form (for financial support)
States Actively Implementing the Scheme
While the scheme is nationally applicable, some states like Uttar Pradesh, Bihar, Jharkhand, Odisha, Madhya Pradesh, and Chhattisgarh are taking proactive steps for on-ground implementation. Lakhs of women have already become Lakhpati Didis in these regions.
Benefits of Lakhpati Didi Yojana
- 💰 Regular income of ₹1 lakh or more annually
- 👩🎓 Skill enhancement and personal development
- 💳 Easy access to government-backed loans
- 🏠 Support to become self-reliant from home-based businesses
- 🛍️ National and international markets for local products
- 💼 Employment generation for other women in villages
- 📱 Digital and financial literacy for modern entrepreneurship
High CPC Keywords to Target
If you’re a content creator, blogger, or YouTuber promoting this scheme, use the following high CPC SEO keywords to increase visibility and earnings:
- Lakhpati Didi Yojana Apply Online
- How to become Lakhpati Didi
- Women entrepreneurship scheme India
- SHG loan without collateral
- Government loan for women business
- ₹1 lakh income scheme for women
- Rural woman empowerment scheme
- High income government scheme 2025
- Modi Yojana for SHG women
- NRLM women business training
Latest Updates (2025)
- The government aims to train 2 crore women by 2025-end.
- Partnerships with e-commerce platforms like Amazon, Flipkart, and GeM are being established for product marketing.
- New training centers and mobile skilling vans are being introduced in remote villages.
- Women entrepreneurs are now eligible for branding and packaging support under PM Vishwakarma Yojana and Startup India.
Conclusion
The Lakhpati Didi Yojana is more than a scheme—it’s a revolution in rural India. By enabling women to become self-reliant entrepreneurs, the government is fostering financial inclusion, poverty reduction, and social equity.
If you or someone you know is part of an SHG, don’t miss this opportunity to transform your life. The road to becoming a Lakhpati Didi starts with a single step—get trained, get funded, and grow your business.
Stay Updated
Follow your local NRLM office, Gram Panchayat, or official portals like for latest updates, eligibility changes, and success stories.
