Karnataka Government Crop Loss Recovery Scheme for Farmers Affected by Heavy Rain
Karnataka is one of the states in India where agriculture plays a major role in the livelihood of lakhs of farmers. Every year, farmers face challenges due to unexpected weather conditions like drought, heavy rain, or floods. Recently, continuous heavy rainfall has caused severe damage to standing crops, farmlands, and agricultural infrastructure across many districts of Karnataka. To support the farmers during this difficult situation, the Government of Karnataka, with the help of the central government, has introduced special crop loss recovery and compensation schemes.
Objective of the Scheme
The main purpose of this scheme is to provide financial assistance and relief to farmers who have suffered crop loss due to heavy rainfall and floods. Many small and marginal farmers depend entirely on agriculture for their income. When natural disasters destroy their crops, they are left with no source of earnings. The government’s initiative aims to cover these losses, reduce financial burden, and encourage farmers to continue farming without fear of debt.
Key Features of the Recovery Scheme
- Compensation for Crop Loss – Farmers whose crops are damaged by heavy rainfall are eligible for compensation. The amount of compensation depends on the level of crop damage and type of crop grown.
- Insurance Benefits under PMFBY – Karnataka farmers enrolled under the Pradhan Mantri Fasal Bima Yojana (PMFBY) can claim crop insurance for losses due to natural calamities. This ensures that even if the crops are destroyed, farmers can get financial relief.
- Direct Benefit Transfer (DBT) – The compensation amount will be transferred directly to the farmer’s bank account linked with Aadhaar, ensuring transparency and avoiding delays.
- Input Subsidy – For farmers who are not covered under crop insurance, the state government provides input subsidy which helps them buy seeds, fertilizers, and other essentials to restart cultivation.
- Loan Waiver and Restructuring – In severely affected areas, cooperative banks and government institutions may announce partial loan waivers or allow restructuring of existing crop loans. This helps farmers avoid falling into debt traps.
Eligibility Criteria
- Farmers must be residents of Karnataka.
- They should have cultivated land affected by heavy rain or floods.
- Damage assessment will be done by the revenue and agriculture department teams.
- Both insured and non-insured farmers can apply for relief benefits.
How to Apply
- Farmers need to report crop damage to the local village accountant or agriculture officer.
- Affected farmers must submit details such as Aadhaar card, bank passbook, land documents, and crop details.
- After verification and survey reports, the eligible compensation will be sanctioned.
- The amount will be credited directly to the farmer’s bank account.
Conclusion
The Karnataka Government’s crop loss recovery scheme is a much-needed support system for farmers who face huge losses due to heavy rains. By offering compensation, insurance benefits, and subsidies, the scheme ensures that farmers do not abandon agriculture out of financial distress. It also provides confidence to farmers that the government stands by them in times of natural calamities. Such initiatives not only protect the farmers’ livelihood but also strengthen the agricultural economy of the state.