ndian Central Government Ayushman Card Scheme Information – Complete Guide 2025
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), also known as the Ayushman Card Scheme, is one of the world’s largest government-funded healthcare programs launched by the Central Government of India. This scheme offers free health insurance coverage of ₹5 lakh per family per year, aimed at providing quality and affordable healthcare to the economically weaker sections of society. In this article, we will explain the full details of the Ayushman Card Scheme, eligibility criteria, how to apply, benefits, and much more in a professional and SEO-optimized format to help citizens access the best healthcare support.
What is the Ayushman Card Scheme?
The Ayushman Bharat Yojana was launched in September 2018 by Prime Minister Narendra Modi under the vision of Universal Health Coverage. Under this scheme, the eligible families receive a health insurance card called the Ayushman Card which enables them to avail of cashless medical treatment at both government and empaneled private hospitals across India.
Key Features of the Ayushman Card Scheme
- Coverage Amount: ₹5 lakh per family per year.
- Cashless & Paperless Treatment: Across all empaneled hospitals.
- Wide Hospital Network: Over 25,000 empaneled hospitals.
- No Cap on Family Size: All age groups and genders included.
- Portability: Can be used in any state in India.
- Covers 1,500+ Medical Treatments: Including surgery, diagnostics, and follow-ups.
Eligibility Criteria for Ayushman Bharat Yojana
The Ayushman Card Scheme is mainly targeted at economically weaker sections. Eligibility is determined through SECC (Socio-Economic Caste Census) 2011 data.
Rural Criteria:
- Families with no adult male member aged 16-59.
- SC/ST households.
- Families living in kuchha houses.
- Landless households who earn a livelihood by manual labor.
Urban Criteria:
- Workers in informal sectors like street vendors, domestic workers, construction workers, rickshaw pullers, etc.You can check your eligibility online via:
How to Apply for Ayushman Card Online – Step-by-Step
Eligible individuals can easily apply for the Ayushman Card online or visit the nearest Common Service Center (CSC). Here’s how:
Step 1: Visit the Official Portal
Go to the PMJAY website: https://pmjay.gov.in
Step 2: Click on “Am I Eligible?”
Enter your mobile number and captcha code. OTP will be sent for verification.
Step 3: Check Your Name in the List
The website will show whether your family is listed under PM-JAY.
Step 4: Apply for the Ayushman Card
If eligible, you can visit the nearest CSC center or empaneled hospital to create your card with Aadhar verification and biometric scan.
Documents Required for Ayushman Card
- Aadhar Card
- Ration Card
- Mobile Number
- Passport Size Photograph
- Income Certificate (if applicable)
List of Treatments Covered Under Ayushman Bharat
The scheme covers over 1,500 procedures including:
- Cardiology (Heart Surgery)
- Cancer Treatment (Chemotherapy, Radiotherapy)
- Kidney Dialysis
- Maternity and Childbirth Services
- Orthopedic Surgery
- Neurological Disorders
- Burns, Trauma, and Accidents
- ENT, Eye Care, and Dental Surgery
All these treatments are free of cost for beneficiaries.
Benefits of Ayushman Bharat Scheme
- Reduces Out-of-Pocket Expenses
- Ensures universal access to healthcare
- Empowers women and senior citizens
- Promotes early diagnosis and preventive care
- Improves access to private healthcare services
How to Download Ayushman Card Online
- Visit https://mera.pmjay.gov.in
- Enter your registered mobile number.
- Verify OTP and search your name.
- Click on “Download Ayushman Card” if eligible.
How to Check Ayushman Card Hospital List
- Visit https://hospitals.pmjay.gov.in
- Select State and District.
- View or download the list of empaneled hospitals.
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Helpline Numbers for Assistance
- National Toll-Free Number: 14555 / 1800-111-565
- Ayushman Mitra Contact: Available in every empaneled hospital to assist beneficiaries.
Latest Update for 2025
As of 2025, the Indian government is working on:
- Integration with Digital Health ID (ABHA Card)
- Inclusion of more diseases and treatments
- Expansion to more private hospitals
- Mobile Ayushman App Services for better tracking
Conclusion
The Ayushman Bharat Yojana (PM-JAY) is a revolutionary step by the Indian Central Government towards providing universal and free healthcare for all underprivileged citizens. By issuing the Ayushman Card, lakhs of families across India now have access to quality treatment without worrying about the financial burden. If you or someone you know meets the eligibility, make sure to apply for the Ayushman Card today and secure your family’s health future
