How to Apply For Janani Suraksha Yojana Scheme Benefits,Eligibility
The Janani Suraksha Yojana (JSY) is a flagship maternity benefit scheme launched by the Government of India under the National Health Mission (NHM). The main objective of this scheme is to reduce maternal mortality rate (MMR) and infant mortality rate (IMR) by encouraging institutional deliveries among poor and rural women. Under this program, pregnant women receive financial assistance for giving birth in a government or accredited private hospital.
Key Objectives of Janani Suraksha Yojana
The JSY scheme focuses on:
- Promoting safe childbirth through institutional delivery
- Providing cash incentives to pregnant women
- Reducing complications during pregnancy and childbirth
- Supporting economically weaker sections of society
This maternity welfare scheme is especially helpful for women in BPL (Below Poverty Line) families and rural areas.
Benefits of Janani Suraksha Yojana
Under the Janani Suraksha Yojana, eligible women receive direct cash assistance after delivery:
- ₹1,400 for rural women in Low Performing States
- ₹1,000 for urban women in Low Performing States
- ₹700 for rural women in High Performing States
- ₹600 for urban women in High Performing States
Additionally:
- ASHA workers receive ₹600 incentive for facilitating institutional delivery
- Free medicines, diagnostics, and hospital stay are provided
- Transport cost assistance is also included
Eligibility Criteria for JSY Scheme
To apply for Janani Suraksha Yojana, the woman must:
- Be 19 years or above
- Belong to BPL or SC/ST category
- Be pregnant and delivering in a government or approved private hospital
- Have a Janani Suraksha Yojana card
- Not be restricted by number of births in LPS states
Required Documents for Janani Suraksha Yojana
Applicants need the following documents:
- Aadhar Card
- BPL Card / Caste Certificate
- Bank Account Passbook
- ANC Registration Slip
- Delivery Certificate from Hospital
- JSY Card
How to Apply for Janani Suraksha Yojana
Follow these steps:
- Visit your nearest Anganwadi / ASHA Worker / Government Hospital
- Register pregnancy under NHM
- Submit required documents
- Deliver the baby in a government health facility
- After delivery, incentive is transferred to your bank account via DBT
Janani Suraksha Yojana Online & Offline Process
There is no separate national online portal. Registration is done through:
- ASHA Worker
- Anganwadi Centre
- Primary Health Centre (PHC)
Payment is sent through Direct Benefit Transfer (DBT).
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Conclusion
The Janani Suraksha Yojana is a life-saving initiative that promotes safe motherhood and ensures that every pregnant woman gets access to free healthcare services and financial support. By encouraging hospital deliveries, JSY plays a vital role in improving maternal and child health across India.
