Get ₹5 Lakhs Financial Aid with Just a 10th Class Mark Card: Full Guide
In India, government and private institutions are taking massive steps to support students and job seekers financially. One of the most recent and impactful initiatives making headlines is the availability of ₹5 Lakhs financial aid based only on a 10th class mark sheet. This life-changing opportunity is designed to support underprivileged students, unemployed youth, and entrepreneurs who lack higher education qualifications but have potential. This guide covers everything you need to know to apply for ₹5 lakhs financial help with just your 10th class certificate.f
What is the ₹5 Lakhs Financial Aid Scheme?
This scheme is a government or CSR-backed financial support program offered to individuals who have completed their SSLC (10th grade) and are seeking opportunities in education, entrepreneurship, or skill development.
It is available in various forms:
- Education Scholarships
- Start-up Funding
- Skill Development Loans
- Self-Employment Grants
The primary requirement is having passed 10th standard from a recognized board in India. No higher education or job experience is necessary.
Who Can Apply?
To benefit from this scheme, you need to meet these eligibility criteria:
Basic Eligibility:
- Must have passed 10th standard (SSLC) from any recognized state or central board.
- Age between 16 to 35 years.
- Indian citizen with valid ID and residence proof.
- Family income should be below ₹2.5 lakhs/year (may vary by scheme).
- Target Groups:
- School dropouts
- Women from rural areas
- Scheduled Caste (SC)/Scheduled Tribe (ST) students
- Minority communities
- Physically challenged individuals
- Aspiring entrepreneurs or job seekers
Key Government Schemes Offering ₹5 Lakh Support with 10th Mark Card
Here are some top schemes that offer financial support of up to ₹5 Lakhs:
1. PMEGP (Prime Minister’s Employment Generation Programme)
- Financial Aid: Up to ₹5 Lakhs for individuals starting a business.
- Eligibility: 10th pass minimum.
- Subsidy: 15–35% of project cost.
- Focus: Self-employment, micro-enterprises in rural/urban areas.
- Website: https://www.kviconline.gov.in
National Apprenticeship Promotion Scheme (NAPS)
- Support: Monthly stipend + industry training.
- Eligibility: 10th Pass + willing to work in skilled sectors.
- Financial Benefit: Up to ₹5 lakh total value (stipend + training).
- Objective: Boost employability through on-job training.
Startup India Seed Fund Scheme
- Amount: ₹5 Lakhs to ₹10 Lakhs for idea-stage start-ups.
- Eligibility: Basic education (10th pass acceptable for specific cases), strong idea.
- Support: Prototype development, product trials.
- Apply: https://seedfund.startupindia.gov.in
4. State Government Skill Development Programs
Many states like Karnataka, Telangana, Maharashtra, Tamil Nadu offer:
- Free training + stipend for 10th pass candidates.
- ₹5 Lakhs worth skill + placement support in areas like:
- Electrician
- Plumbing
- Solar Technician
- Tailoring
- Driving and logistics
5. CSR-based Private Company Grants
Large corporations like Tata, Infosys, Reliance provide:
- Scholarships and grants for 10th pass students.
- Funding for vocational training or small business.
- Check IndiaCSR or individual company websites.
📄 Documents Required
To apply for this financial aid, keep these documents ready:
- 10th Class Mark Sheet (Mandatory)
- Aadhar Card
- PAN Card
- Bank Passbook (with account linked to Aadhar)
- Passport-size photographs
- Caste Certificate (if applicable)
- Income Certificate
- Business Proposal or Course Selection (if needed)
How to Apply?
Step-by-step Process:
- Visit the Official Portal of the scheme (like PMEGP, NAPS, etc.).
- Register using Aadhaar and Mobile Number.
- Upload the necessary documents.
- Fill the application form carefully.
- Submit and take printout for future reference.
- Track your application status online.
You can also apply through your nearest District Industry Centre (DIC) or Common Service Center (CSC).Best High CPC Keywords for This Topic:
Important Tips
- Avoid fake websites claiming “instant ₹5 lakh deposit.”
- Read scheme guidelines properly before applying.
- Use official government portals to stay secure.
- Stay active on state government portals for notifications.
Real-Life Examples
- Ravi from Karnataka used his 10th marks card to get ₹4.5 Lakhs under PMEGP and started a mobile repair business.
- Rukmini from Andhra Pradesh, 10th pass, enrolled in a tailoring course under a state-funded scheme and received ₹3 Lakhs grant to open her own tailoring shop.
Helpline Numbers
- PMEGP: 1800-3000-0034
- Skill India: 1800-123-9626
- Startup India: 1800-115-565
- State Skill Centers: Visit your district employment office
Conclusion
This is a golden opportunity for students and job seekers who have only completed 10th class. With schemes offering up to ₹5 Lakhs financial aid, you can build a new future — be it through education, self-employment, or skill-based jobs. All you need is your 10th marks card and the determination to succeed.
