How to Apply for Kisan Tractor Yojana Subsidy & Loan Scheme
The Kisan Tractor Yojana is one of the most important government initiatives designed to support farmers by offering subsidy on tractors, easy loan facilities, low interest rates, and flexible EMI options. This scheme helps farmers purchase modern agricultural machinery that boosts productivity, improves soil management, and increases overall income. If you are a farmer planning to buy a new tractor under a Govt-approved agriculture loan subsidy program, here is a complete step-by-step guide on how to apply, eligibility rules, required documents, and important benefits.
1. What is the Kisan Tractor Yojana?
The Kisan Tractor Yojana is a government-backed subsidy scheme where eligible farmers get 20% to 50% subsidy on the purchase of tractors and farm equipment. The subsidy amount may vary based on the state, category of the applicant, and tractor model. Many nationalized banks like SBI, PNB, Bank of Baroda, HDFC, ICICI, and regional rural banks also provide tractor loans at low interest rates under this initiative.
This scheme helps reduce the financial burden on farmers while making modern technology accessible for sustainable agriculture and rural development.
2. Eligibility Criteria for Farmers
To apply for the Kisan Tractor Yojana, the applicant must meet the basic eligibility requirements:
- The applicant must be an Indian farmer, individually or as part of a farmer group.
- Age requirement is usually 18 to 60 years.
- The applicant must have agricultural land in their name (ownership documents).
- The farmer should not have availed tractor subsidy earlier (depending on state rules).
- A good CIBIL score is required if applying for a loan.
- Priority is given to small, marginal, women farmers, and SC/ST category farmers.
3. Documents Required for Application
Here is the list of commonly required documents for subsidy and loan approval:
- Aadhar Card
- PAN Card
- Voter ID / Driving License
- Bank Passbook
- Land Ownership Papers
- Passport Size Photos
- Income Certificate
- Caste Certificate (if applicable)
- Quotation of selected tractor model
- Filled application form
Always keep scanned copies ready if applying online.
4. How to Apply Online
Many states allow farmers to apply online through their Agriculture Department portal or Common Service Centers (CSC). The general process is:
- Visit your state’s official Agriculture Department website.
- Go to the Farm Mechanization / Subsidy section.
- Register using your Aadhar number and mobile number.
- Fill out the tractor subsidy application form.
- Upload all necessary documents.
- Select the tractor model and dealer.
- Submit the form and take a printout of the acknowledgment.
After verification, subsidy approval is issued and sent directly to the bank account or the dealer (depending on scheme rules).
5. How to Apply Offline (Easy Method for Rural Areas)
Farmers can also apply through:
- Nearest Agriculture Department office
- CSC center
- Tractor showroom authorized by government
- Bank branch offering agriculture loans
Fill out the subsidy form, attach required documents, and submit it for verification. The department later confirms the approval.
6. Benefits of Kisan Tractor Yojana
- Up to 50% government subsidy
- Low-interest tractor loans
- Faster processing through banks
- Boosts farmer income and productivity
- Encourages modern farming technology
- Helps reduce labor costs and increase output
Conclusion
The Kisan Tractor Yojana is a powerful government initiative that empowers farmers by making modern tractors affordable through subsidy and low-interest loans. With simple eligibility rules and easy online/offline application processes, farmers can quickly benefit from this scheme and enhance agricultural efficiency. Applying correctly with complete documents ensures fast approval and smooth tractor delivery.